Enter your employer and employee details, earnings and deductions — and download a professional pay stub PDF in seconds. It is free, unlimited and watermark-free, and the PDF is built on your own device, so payroll figures are never uploaded. Built for small US employers, freelancers and UK/EU payroll staff alike.
Researched by PDFBuddyFree Team · Last updated October 22, 2026
| Description | Amount |
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| Description | Amount |
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A pay stub (payslip, salary slip) is the earnings statement that accompanies each paycheck. It shows what the employee earned, what was withheld, and what landed in the account. The core formula is dead simple:
Net pay = Total earnings − Total deductions
US employers typically withhold federal income tax, state income tax, Social Security (6.2% of wages up to the annual wage base) and Medicare (1.45%), plus voluntary items like health insurance and 401(k) contributions. UK payslips show PAYE income tax and National Insurance; EU payroll staff use the same layout with their local items. This generator does not calculate your taxes for you — it formats your figures and guarantees the arithmetic always adds up.
| Line | Amount |
|---|---|
| Regular pay | $2,400.00 |
| Overtime | $225.00 |
| Gross pay | $2,625.00 |
| Federal tax withheld | $287.40 |
| Social Security (6.2%) | $162.75 |
| Medicare (1.45%) | $38.06 |
| Health insurance | $95.00 |
| Net pay | $2,041.79 |
The pre-filled form above uses exactly these numbers — press Generate to see the finished PDF. Illustrative figures: enter your real payroll amounts for the live version.
Unlike Gusto, ADP or Paychex, this generator does not process payroll, withhold taxes, file forms or transmit payments. It produces a PDF from the values you enter — you are responsible for making sure those values are accurate and legal.
Withholding depends on IRS and state tables that change every year. Confirm your numbers with your payroll provider or accountant before giving stubs to employees.
The form lives only in this tab — it clears on refresh. Download each pay stub before you leave, and keep them with your payroll records.
Yes — unlimited pay stubs, every field, PDF download, forever. No trial, no watermark, no account, no payment details. The math runs in your browser, so there is nothing to meter.
No. The generator works the moment the page loads. There is no account and no email capture — which also means the form clears if you refresh, so download your PDF before leaving.
Only in this browser tab while you type. The PDF is assembled on your own device with a JavaScript library — your employee names and pay figures are never uploaded to any server.
Net pay = total earnings minus total deductions, computed automatically as you type. Add every earnings line (regular pay, overtime, bonuses) and every deduction line (taxes withheld, insurance, retirement) and the stub's totals always add up.
No — and it does not pretend to. You enter the withholding amounts from your payroll records; the tool formats them and does the arithmetic. For actual tax calculations, use your payroll provider or a CPA, and check IRS Publication 15 for current withholding tables.
Yes. It is a flexible document formatter: use the description lines for anything — W-2 wages, 1099 contractor pay, UK salary and National Insurance, or EU payroll items. Choose EUR, GBP or USD in the currency dropdown.
The layout follows the standard pay stub anatomy — employer and employee blocks, pay period, earnings and deductions tables, a net-pay banner and year-to-date box. Small employers and freelancers use it for clean payroll records, but it is not a payroll-tax filing; keep your official payroll records with your provider.
Withholding reference: IRS Publication 15 (Circular E) and your state revenue department for current tables. Figures in examples are illustrative. Net-pay arithmetic is computed live in your browser; nothing is stored or transmitted. Researched by PDFBuddyFree Team · Last updated October 22, 2026.